Founding Resident Spots Now Open — Limited Suites Available · First Location Opening Soon in Tampa
Affordable Furnished Living  ·  A Path Toward Homeownership

Live Well Today.
Own Tomorrow.

HarborSuite Living offers fully furnished, all-inclusive co-living designed for affordability, convenience, and a future path toward homeownership.

5%
of rent toward PTO Credit
8 / 8
bed / bath, Facility No.1
Tampa
Ybor City, FL — opening soon
Pathway to Ownership
Resident No. 014  ·  Facility No.1
HS
Month
Rent Paid
PTO Credit (5%)
Balance
credited
this month
Figures shown are for illustrative purposes only and should not be relied upon as actual figures.
How It Works

The Pathway to Ownership Program

For every qualifying month you live at HarborSuite Living, a portion of your rent generates qualifying resident credits — your PTO Credit — that may be applied toward the purchase of a future home with approved builder partners — subject to builder eligibility and program terms.

See how PTO Credit works →
Qualifying resident credits

Generated monthly while you're a resident in good standing.

May be applied to your purchase

Toward a down payment or closing costs on a future home.

Subject to program terms

And to builder eligibility through approved partners.

The Arrangement

One room. Everything handled.

Facility No.1 opens as an 8-bedroom, 8-bathroom residence in a single building — every resident gets a private bathroom, and the rest of the house is built for actually living, not just sleeping somewhere cheap.

Facility No.1 — Flagship
Private Suite,
Shared House
8bedrooms
8private baths
1shared kitchen
Private furnished bedroom
Private bathroom
High-speed internet, included
Electricity, included
Air conditioning, included
Washer & dryer on premises
Shared kitchen
Communal living spaces
Garden and retreat area
Workspace / study areas
Cleaning of common areas
Built & Finished
Concrete block construction
9' ceilings
Quartz countertops
Large kitchen island
LED pot lights
Humidity-sensing bathroom fans
Smart locks
Smart thermostat
Ring video doorbell
The Mechanism

How the Pathway to Ownership works

This isn't a discount or a points program. It's a real money — built so the rent you'd pay anyway starts working toward a down payment instead of disappearing.

01

Pay rent like normal

You live in a fully furnished room with a private bathroom — no separate utility bills, no setup costs, no surprises.

02

5% lands in your account

Each month, 5% of your gross rent accumulates as a PTO Credit toward the purchase of your next home.

03

Spend it on your first home

Apply your PTO Credit balance to a down payment or closing costs — when you buy through a HarborSuite Living approved builder or real estate agent partner.

Estimate your PTO Credit
PTO Credit Balance
$1,049
5% / mo
Figures shown are for illustrative purposes only and should not be relied upon as actual figures. Final PTO Credit balance is based on actual rent paid and is applied toward purchases made through a HarborSuite Living approved builder or real estate agent partner.
Who It's For

Built for Modern Living

Not a forever home — a good place to live well while you get to the next one.

Young professionals
Skilled workers
Relocating individuals
First-time future buyers
Students
Contract workers
Credit rebuilders
Why Tampa

Why We're Starting in Tampa

Tampa Bay checks every box for a first market — growing fast, still affordable, and full of exactly the kind of residents HarborSuite Living is built for.

01

Rapid population growth

One of the fastest-growing metro areas in the country, with new residents arriving every year.

02

Housing affordability pressure

Rising home prices are pushing the homeownership timeline out — exactly the gap HarborSuite Living closes.

03

Strong employment growth

A diversifying job market drawing professionals across healthcare, tech, finance, and the trades.

04

High rental demand

Tight rental inventory keeps demand for quality, flexible housing consistently strong.

05

Strong migration trends

Steady in-migration from higher-cost metros brings a steady pipeline of future residents.

Our Locations

Tampa is home base.

Facility No.1 is opening in Ybor City — historic, walkable, and minutes from downtown Tampa. Four more locations are on the way.

Facility No.1 — Opening Soon

Ybor City, Tampa

3202 East Chico St, Tampa, FL

Set in one of Tampa's most walkable historic neighborhoods, Facility No.1 puts residents close to Ybor's restaurants, coffee shops, and nightlife, with quick access to downtown Tampa and the rest of the Bay area. Eight private rooms with private bathrooms, fully furnished, in a single shared residence.

Join the Tampa waitlist →
More Locations
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Location 2
Coming soon
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Location 3
Coming soon
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Location 4
Coming soon
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Location 5
Coming soon
Approved Partners

Your PTO Credit, put to work.

PTO Credit balances can only be applied toward a purchase made through a HarborSuite Living approved builder or real estate agent partner. Here's who's approved so far.

SH
Developer

SHRCasa Homes

An approved development partner for residents applying their PTO Credit balance toward a down payment or closing costs on a new home.

Visit shrcasahomes.com →
More developer and real estate agent partners are being added — check back as Facility No.1 nears launch.